/* Layout concept: a title register. Left-aligned, ruled like a deed ledger, with survey-plan linework as the one ornament. */
:root{
  --paper:#f5f8fc; --surface:#ffffff; --ink:#16203a; --muted:#56607a; --rule:#dbe3ef;
  --green:#24497d; --green-2:#3b5e8c; --btn:#0f2347; --btn-ink:#ffffff;
  --brass:#2a78b8; --tint:#eef3fa; --deep:#0f2347; --deep-2:#0a1834; --on-deep:#ffffff; --on-deep-2:#b9cce6; --pop:#3d9be0;
  --todo:#fff1bf; --todo-ink:#4f3b00;
  --f-display:"Libre Caslon Display","Libre Caslon Text",Georgia,"Times New Roman",serif;
  --f-serif:"Libre Caslon Text",Georgia,"Times New Roman",serif;
  --f-body:"Public Sans",system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;
  --f-mono:"IBM Plex Mono",ui-monospace,SFMono-Regular,Menlo,Consolas,monospace;
  --wrap:80rem; --measure:44rem;
}
@media (prefers-color-scheme: dark){:root:not([data-theme="light"]){
  --paper:#0b1426; --surface:#111d33; --ink:#e6ecf5; --muted:#9fb0c8; --rule:#22314d;
  --green:#9fc8f0; --green-2:#c3dcf5; --btn:#3b5e8c; --btn-ink:#ffffff;
  --brass:#7bbcf0; --tint:#14223b; --deep:#0f2347; --deep-2:#0a1834; --on-deep:#ffffff; --on-deep-2:#b9cce6; --pop:#5aaee8;
  --todo:#3a3213; --todo-ink:#f3e2a2; color-scheme:dark}}
:root[data-theme="dark"]{
  --paper:#0b1426; --surface:#111d33; --ink:#e6ecf5; --muted:#9fb0c8; --rule:#22314d;
  --green:#9fc8f0; --green-2:#c3dcf5; --btn:#3b5e8c; --btn-ink:#ffffff;
  --brass:#7bbcf0; --tint:#14223b; --deep:#0f2347; --deep-2:#0a1834; --on-deep:#ffffff; --on-deep-2:#b9cce6; --pop:#5aaee8;
  --todo:#3a3213; --todo-ink:#f3e2a2; color-scheme:dark}

*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--f-body);font-size:1.0625rem;line-height:1.65;font-feature-settings:"kern"}
body::before{content:"";position:fixed;inset:0 0 auto;height:env(safe-area-inset-top,0px);z-index:60;background:var(--surface)}
img{max-width:100%;height:auto}
a{color:var(--green);text-underline-offset:.18em;text-decoration-thickness:1px}
a:hover{color:var(--green-2)}
:focus-visible{outline:2px solid var(--brass);outline-offset:3px}
.wrap{max-width:var(--wrap);margin:0 auto;padding-left:max(20px,env(safe-area-inset-left,0px));padding-right:max(20px,env(safe-area-inset-right,0px))}
.skip{position:absolute;left:-999px;top:0;background:var(--surface);padding:.5rem 1rem;z-index:99}
.skip:focus{left:1rem}
.nowrap{white-space:nowrap}
.small{font-size:.875rem}
.muted{color:var(--muted)}
[hidden]{display:none!important}

/* type */
h1,h2,h3{text-wrap:balance;font-weight:400;color:var(--ink)}
h1{font-family:var(--f-display);font-size:clamp(2.25rem,5.2vw,4rem);line-height:1.04;letter-spacing:-.01em;margin:.2rem 0 1rem}
h2{font-family:var(--f-serif);font-size:clamp(1.45rem,2.6vw,1.9rem);line-height:1.2;margin:0 0 .9rem}
h3{font-family:var(--f-serif);font-size:1.15rem;line-height:1.3;margin:0 0 .4rem}
.h-small{font-size:1.25rem}
.eyebrow{font-family:var(--f-mono);font-size:.75rem;letter-spacing:.09em;text-transform:uppercase;color:var(--brass);margin:0 0 .5rem}
.lede{font-size:1.2rem;line-height:1.55;color:var(--muted);max-width:40rem;margin:0}
p{margin:0 0 .75rem}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.4rem;min-height:2.9rem;padding:.6rem 1.2rem;background:var(--btn);color:var(--btn-ink);border:1px solid var(--btn);border-radius:2px;font:600 .975rem/1.2 var(--f-body);text-decoration:none;cursor:pointer;transition:background .15s,color .15s,border-color .15s}
.btn:hover{background:var(--green-2);border-color:var(--green-2);color:var(--btn-ink)}
.btn-line{background:transparent;color:var(--green);border-color:currentColor}
.btn-line:hover{background:var(--tint);color:var(--green)}
.btn-quiet{background:transparent;color:var(--green);border-color:var(--rule)}
.btn-sm{min-height:2.35rem;padding:.4rem .9rem;font-size:.9rem}
.btn-light{background:var(--on-deep);color:var(--deep);border-color:var(--on-deep)}
.btn-light:hover{background:#ffffff;color:var(--deep)}
.strip .btn-line{color:var(--on-deep)}
.strip .btn-line:hover{background:transparent;color:#ffffff}
.actions{display:flex;flex-wrap:wrap;gap:.75rem;margin:1.4rem 0 0}

/* header */
.top{position:sticky;top:env(safe-area-inset-top,0px);z-index:50;background:var(--surface);border-bottom:1px solid var(--rule)}
.top-in{display:flex;align-items:center;gap:1.5rem;min-height:4.4rem}
.brand{display:flex;align-items:center;gap:.65rem;text-decoration:none;color:var(--ink);flex:none}
.mark{display:grid;place-items:center;width:2.4rem;height:2.4rem;border:1.5px solid var(--green);color:var(--green);font:400 1rem/1 var(--f-display);letter-spacing:.04em}
.bname{font:400 1.12rem/1.1 var(--f-serif)}
.bname em{font-style:italic;color:var(--muted)}
.nav{flex:1;min-width:0}
.nav>ul{display:flex;gap:.1rem;list-style:none;margin:0;padding:0;justify-content:center;flex-wrap:wrap}
.nav a{display:block;padding:.55rem .6rem;color:var(--ink);text-decoration:none;font-size:.92rem;font-weight:500}
.nav a:hover,.nav a[aria-current="page"]{color:var(--green)}
.nav a[aria-current="page"]{box-shadow:inset 0 -2px 0 var(--brass)}
.has-sub{position:relative}
.sub{position:absolute;left:0;top:100%;min-width:17rem;background:var(--surface);border:1px solid var(--rule);list-style:none;margin:0;padding:.4rem 0;display:none;box-shadow:0 12px 28px rgba(10,30,22,.12)}
.sub a{font-weight:400;padding:.45rem 1rem}
.has-sub:hover .sub,.has-sub:focus-within .sub{display:block}
.top-cta{display:flex;align-items:center;gap:.9rem;flex:none}
.phone{font:500 .95rem var(--f-mono);color:var(--ink);text-decoration:none;white-space:nowrap}
.menu{display:none;background:none;border:0;padding:.6rem;margin-left:auto;cursor:pointer}
.menu span{display:block;width:1.4rem;height:2px;background:var(--ink);margin:.3rem 0}
@media (max-width:1180px){
  .nav{position:fixed;inset:calc(4.4rem + env(safe-area-inset-top,0px)) 0 0;background:var(--surface);overflow:auto;display:none;padding:1rem max(20px,env(safe-area-inset-left,0px)) 2rem}
  .top.open .nav{display:block}
  .nav>ul{flex-direction:column;justify-content:flex-start}
  .nav a{font-size:1.05rem;padding:.7rem 0;border-bottom:1px solid var(--rule)}
  .sub{position:static;display:block;border:0;box-shadow:none;padding:0 0 0 1rem;min-width:0}
  .sub a{font-size:.95rem;border-bottom:0;padding:.4rem 0}
  .menu{display:block}
  .top-cta .btn{display:none}
}
@media (max-width:560px){.bname em{display:none}}

/* heroes */
.hero{background:var(--tint);border-bottom:1px solid var(--rule);padding-block:2.6rem 2.8rem}
.hero-home{background:var(--surface);padding-block:3.5rem 3.2rem;
  background-image:linear-gradient(var(--rule) 1px,transparent 1px),linear-gradient(90deg,var(--rule) 1px,transparent 1px);
  background-size:56px 56px;background-position:-1px -1px}
.hero-home .hero-text{background:var(--surface);padding:1.6rem 1.8rem 1.8rem;border:1px solid var(--rule);min-width:0}
.hero-in{display:grid;grid-template-columns:minmax(0,1.25fr) minmax(0,1fr);gap:2.5rem;align-items:center}
.hero-art{color:var(--green);min-width:0}
.plan{width:100%;max-width:440px;height:auto;display:block;margin-left:auto}
.plan-t text{font:400 11px var(--f-mono);letter-spacing:.04em}
.plan-t .lot{font:400 22px var(--f-display);letter-spacing:.08em}
.proof{list-style:none;margin:1.8rem 0 0;padding:1.1rem 0 0;border-top:1px solid var(--rule);display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:.7rem 1.4rem;font-size:.9rem;color:var(--muted)}
.proof b{display:block;font:400 1.35rem/1.2 var(--f-display);color:var(--ink)}
@media (max-width:860px){.hero-in{grid-template-columns:1fr}.plan{max-width:300px;margin:0 auto}.hero-home .hero-text{padding:1.2rem}}
.crumbs{font:.78rem/1.4 var(--f-mono);color:var(--muted);margin-bottom:1rem;display:flex;flex-wrap:wrap;gap:.2rem .4rem}
.crumbs a{color:var(--muted)}
.crumbs i{font-style:normal;opacity:.6}
.byline{font-size:.95rem;color:var(--muted);margin:0}
.byline span{display:inline-block;margin-left:.6rem;font-family:var(--f-mono);font-size:.8rem}

/* body */
.prose{padding-block:2.5rem 3rem}
.prose .sec{padding-block:2rem;border-top:1px solid var(--rule)}
.prose .sec:first-child{border-top:0}
.prose .sec>p,.prose .sec>h2,.prose .sec>ol,.prose .intro p,.prose .lead p,.prose .sec>.faq{max-width:var(--measure)}
.intro{padding-block:.5rem 1.5rem}
.intro p{font-size:1.15rem;margin:0 0 .35rem}
.lead p{font-size:1.15rem;margin:0 0 .5rem}
.lead{padding-bottom:1rem}
.kv span{display:inline-block;min-width:7.5rem;font:500 .78rem var(--f-mono);text-transform:uppercase;letter-spacing:.06em;color:var(--brass)}
ol.steps{list-style:none;counter-reset:s;padding:0;margin:.4rem 0 1rem}
ol.steps li{counter-increment:s;display:grid;grid-template-columns:2.4rem 1fr;gap:.3rem;padding:.55rem 0;border-bottom:1px dotted var(--rule)}
ol.steps li::before{content:counter(s,decimal-leading-zero);font:500 .8rem/1.9 var(--f-mono);color:var(--brass)}
.todo{background:var(--todo);color:var(--todo-ink);padding:.7rem .9rem;font-size:.95rem;max-width:var(--measure)}
.todo span{display:block;font:600 .7rem var(--f-mono);letter-spacing:.08em;text-transform:uppercase;margin-bottom:.2rem}
.callout{background:var(--surface);border:1px solid var(--rule);padding:1.6rem 1.8rem!important;margin-block:1rem}

/* cards */
.cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1px;background:var(--rule);border:1px solid var(--rule);margin-top:1rem}
.card{display:flex;flex-direction:column;gap:.35rem;background:var(--surface);padding:1.3rem 1.3rem 1.2rem;color:var(--ink);text-decoration:none;min-width:0}
.card h3{font-size:1.2rem}
.card p{color:var(--muted);font-size:.95rem;margin:0;flex:1}
.card .more{font:500 .78rem var(--f-mono);text-transform:uppercase;letter-spacing:.07em;color:var(--green);margin-top:.6rem}
a.card:hover{background:var(--tint);color:var(--ink)}
a.card:hover .more{text-decoration:underline}
.card-links{display:flex;flex-wrap:wrap;gap:.3rem .9rem;margin-top:.6rem;font-size:.92rem}

/* timeline */
.band{background:var(--surface);border-block:1px solid var(--rule);padding-block:2.2rem}
.clock{list-style:none;margin:1rem 0;padding:0;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));position:relative}
.clock::before{content:"";position:absolute;left:0;right:0;top:2.15rem;border-top:1.5px solid var(--green)}
.clock li{position:relative;padding:0 1.2rem 0 0;display:flex;flex-direction:column;gap:.15rem;min-width:0}
.clock li::before{content:"";width:.8rem;height:.8rem;border-radius:50%;background:var(--surface);border:1.5px solid var(--green);position:absolute;top:1.78rem;left:0}
.clock .t{font:500 .78rem var(--f-mono);color:var(--brass);text-transform:uppercase;letter-spacing:.06em;height:1.6rem}
.clock strong{font:400 1.2rem var(--f-serif);margin-top:1.2rem}
.clock li>span:last-child{font-size:.92rem;color:var(--muted)}
@media (max-width:760px){.clock{grid-template-columns:1fr;gap:1.2rem}.clock::before{top:0;bottom:0;left:.38rem;right:auto;border-top:0;border-left:1.5px solid var(--green)}.clock li{padding-left:2rem}.clock li::before{top:.25rem}.clock .t{height:auto}.clock strong{margin-top:0}}

/* risks */
.risks{display:grid;grid-template-columns:repeat(auto-fill,minmax(19rem,1fr));gap:1.4rem 2.2rem;margin-top:1rem}
.risk{border-top:1.5px solid var(--ink);padding-top:.8rem;min-width:0}
.risk h3{font-style:italic}
.risk p{color:var(--muted);font-size:.97rem}

/* faq */
.faq details{border-bottom:1px solid var(--rule)}
.faq details:first-child{border-top:1px solid var(--rule)}
.faq summary{cursor:pointer;list-style:none;padding:1rem 2.2rem 1rem 0;position:relative;font-weight:600}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:.3rem;top:.75rem;font:400 1.4rem var(--f-mono);color:var(--brass)}
.faq details[open] summary::after{content:"\2212"}
.faq details>div{padding:0 0 1rem;color:var(--muted)}

/* related */
.rel{list-style:none;margin:.6rem 0 0;padding:0;display:grid;gap:0}
.rel a{display:flex;flex-direction:column;gap:.1rem;padding:.75rem 0;border-bottom:1px solid var(--rule);text-decoration:none;color:var(--ink);font:400 1.05rem/1.35 var(--f-serif)}
.rel a:hover{color:var(--green)}
.cat{font:500 .7rem var(--f-mono);letter-spacing:.08em;text-transform:uppercase;color:var(--brass)}

/* people */
.person{display:grid;grid-template-columns:14rem minmax(0,1fr);gap:2rem;align-items:start}
.ph{margin:0}
.ph-box{aspect-ratio:4/5;max-width:100%;border:1px solid var(--rule);background:repeating-linear-gradient(135deg,var(--tint) 0 10px,var(--surface) 10px 20px)}
.ph figcaption{font:.75rem/1.4 var(--f-mono);color:var(--muted);margin-top:.5rem}
@media (max-width:640px){.person{grid-template-columns:1fr}.ph{max-width:12rem}}
.stars{font-size:1.5rem;letter-spacing:.15em;color:var(--brass);margin:0 0 .4rem}

/* contact */
.contact-panel{display:grid;grid-template-columns:repeat(auto-fill,minmax(15rem,1fr));gap:1px;background:var(--rule);border:1px solid var(--rule)!important;padding:0!important}
.cp{background:var(--surface);padding:1.3rem;min-width:0}
.cp-wide{grid-column:1/-1}
.big{font:400 1.3rem/1.35 var(--f-serif);word-break:break-word}

/* strip */
.strip{background:var(--deep);color:var(--on-deep);padding-block:2.6rem}
.strip-in{display:flex;flex-wrap:wrap;gap:1.5rem 2rem;align-items:center;justify-content:space-between}
.strip-in>div:first-child{min-width:0;flex:1 1 26rem}
.strip h2{color:var(--on-deep);margin:0 0 .5rem}
.strip .eyebrow{color:var(--on-deep-2)}
.strip-meta{color:var(--on-deep-2);font-size:.92rem;margin:0}
.strip-actions{display:flex;flex-wrap:wrap;gap:.75rem}

/* articles */
.art-grid{display:grid;grid-template-columns:minmax(0,1fr) 18rem;gap:3rem;align-items:start}
.art-body{padding-block:2rem 3rem;min-width:0}
.art-side{position:sticky;top:calc(5.4rem + env(safe-area-inset-top,0px));padding-block:2rem;display:grid;gap:1rem}
.side-box{background:var(--surface);border:1px solid var(--rule);padding:1rem 1.1rem}
.side-box p{font-size:.95rem}
.side-cta{border-color:var(--green)}
.toc{margin:0;padding-left:1.1rem;font-size:.92rem;display:grid;gap:.3rem}
.toc a{color:var(--ink);text-decoration:none}
.toc a:hover{color:var(--green);text-decoration:underline}
.side-links{list-style:none;margin:0;padding:0;font-size:.95rem;display:grid;gap:.3rem}
.side-box .rel a{font-size:.95rem;padding:.55rem 0}
.cta-box{background:var(--tint);padding:1.4rem 1.5rem;margin:1.5rem 0;max-width:var(--measure)}
.cta-box .actions{margin-top:.8rem}
.note{font-size:.9rem;color:var(--muted);border-left:2px solid var(--rule);padding-left:.9rem;max-width:var(--measure)}
.sources{margin-top:1.5rem;max-width:var(--measure);font-size:.88rem;color:var(--muted)}
.sources summary{cursor:pointer;font:500 .78rem var(--f-mono);text-transform:uppercase;letter-spacing:.07em;color:var(--ink)}
.sources ol{padding-left:1.2rem;margin-top:.8rem;display:grid;gap:.45rem}
.sources a{word-break:break-all}
@media (max-width:980px){.art-grid{grid-template-columns:1fr;gap:0}.art-side{position:static;padding-top:0}}

.ai .search{display:block;max-width:var(--measure)}
.ai .search span{display:block;font:500 .78rem var(--f-mono);text-transform:uppercase;letter-spacing:.07em;color:var(--brass);margin-bottom:.4rem}
.ai input{width:100%;font:1.1rem var(--f-body);padding:.85rem 1rem;border:1.5px solid var(--ink);background:var(--surface);color:var(--ink);border-radius:2px}
.chips{display:flex;flex-wrap:wrap;gap:.45rem;margin:1rem 0 .4rem}
.chip{font:500 .85rem var(--f-body);padding:.4rem .8rem;border:1px solid var(--rule);background:var(--surface);color:var(--ink);border-radius:999px;cursor:pointer}
.chip.on{background:var(--btn);color:var(--btn-ink);border-color:var(--btn)}
.alist{list-style:none;padding:0;margin:.8rem 0 0;border-top:1px solid var(--rule)}
.alist a{display:grid;grid-template-columns:13rem minmax(0,1fr);gap:.2rem 1.5rem;padding:1rem 0;border-bottom:1px solid var(--rule);text-decoration:none;color:var(--ink)}
.alist .cat{grid-row:span 2;padding-top:.3rem}
.alist .at{font:400 1.15rem/1.35 var(--f-serif)}
.alist .ad{font-size:.92rem;color:var(--muted)}
.alist a:hover .at{color:var(--green)}
@media (max-width:640px){.alist a{grid-template-columns:1fr}.alist .cat{grid-row:auto}}
.empty{color:var(--muted);padding:1rem 0}

/* footer */
.foot{background:var(--surface);border-top:1px solid var(--rule);padding-block:3rem 2rem;font-size:.92rem}
.foot-top{display:grid;grid-template-columns:16rem minmax(0,1fr);gap:2.5rem}
.fname{font:400 1.2rem var(--f-serif)}
.foot-cols{display:grid;grid-template-columns:repeat(auto-fill,minmax(10rem,1fr));gap:1.5rem}
.foot h4{font:500 .78rem var(--f-mono);text-transform:uppercase;letter-spacing:.07em;margin:0 0 .5rem}
.foot h4 a{color:var(--ink);text-decoration:none}
.foot ul{list-style:none;margin:0;padding:0;display:grid;gap:.25rem}
.foot ul a{color:var(--muted);text-decoration:none}
.foot ul a:hover{color:var(--green)}
.foot-base{border-top:1px solid var(--rule);margin-top:2rem;padding-top:1.2rem;color:var(--muted);font-size:.85rem}
.foot-links{display:flex;flex-wrap:wrap;gap:.4rem 1.2rem}
@media (max-width:760px){.foot-top{grid-template-columns:1fr}}

/* chat + cookie */
.chat-btn{position:fixed;right:calc(18px + env(safe-area-inset-right,0px));bottom:calc(18px + env(safe-area-inset-bottom,0px));z-index:70;background:var(--btn);color:var(--btn-ink);border:0;border-radius:999px;padding:.85rem 1.2rem;font:600 .95rem var(--f-body);cursor:pointer;box-shadow:0 8px 24px rgba(10,30,22,.25)}
.chat{position:fixed;right:calc(18px + env(safe-area-inset-right,0px));bottom:calc(80px + env(safe-area-inset-bottom,0px));z-index:71;width:min(22rem,calc(100vw - 36px));max-height:calc(100vh - 120px);overflow:auto;background:var(--surface);border:1px solid var(--rule);box-shadow:0 18px 40px rgba(10,30,22,.22)}
.chat-head{display:flex;justify-content:space-between;gap:1rem;background:var(--deep);color:var(--on-deep);padding:.9rem 1rem}
.chat-head p{margin:0;font-size:.9rem}
.chat-head span{color:var(--on-deep-2);font-size:.82rem}
.chat-x{background:none;border:0;color:var(--on-deep);font-size:1.6rem;line-height:1;cursor:pointer}
.chat-form{display:grid;gap:.35rem;padding:1rem}
.chat-form label{font-size:.85rem;font-weight:600;margin-top:.3rem}
.chat-form input,.chat-form select,.chat-form textarea{font:1rem var(--f-body);padding:.55rem .65rem;border:1px solid var(--rule);background:var(--paper);color:var(--ink);border-radius:2px;width:100%}
.chat-form .btn{margin-top:.5rem}
.chat-ok{background:var(--tint);padding:.6rem .8rem;font-size:.9rem;margin:.4rem 0 0}
.cookie{position:fixed;left:calc(18px + env(safe-area-inset-left,0px));bottom:calc(18px + env(safe-area-inset-bottom,0px));z-index:69;max-width:min(32rem,calc(100vw - 36px));background:var(--surface);border:1px solid var(--rule);padding:.9rem 1rem;display:flex;gap:1rem;align-items:center;box-shadow:0 10px 30px rgba(10,30,22,.18);font-size:.88rem}
.cookie p{margin:0}
@media (max-width:640px){.cookie{right:calc(18px + env(safe-area-inset-right,0px));bottom:calc(82px + env(safe-area-inset-bottom,0px))}}

@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}

.cards.c2{grid-template-columns:repeat(2,minmax(0,1fr))}
@media (max-width:900px){.cards,.cards.c2{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:560px){.cards,.cards.c2{grid-template-columns:1fr}}
.pairs{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1.4rem 2.4rem;max-width:56rem;margin-top:1rem}
.pairs>div{border-top:1.5px solid var(--ink);padding-top:.8rem;min-width:0}
.pairs p{color:var(--muted);margin:0}
@media (max-width:640px){.pairs{grid-template-columns:1fr}}
.util{background:var(--deep);color:var(--on-deep-2);font-size:.8rem}
.util-in{display:flex;justify-content:space-between;align-items:center;gap:1rem;min-height:2.2rem}
.util p{margin:0}
.util-r{display:flex;gap:1.2rem;flex:none}
.util a{color:var(--on-deep);text-decoration:none}
.util a:hover{text-decoration:underline;color:#ffffff}
.util-ph{font-family:var(--f-mono)}
@media (max-width:900px){.util-in>p:first-child{display:none}.util-r{width:100%;justify-content:flex-end}}
.top .phone{display:none}
@media (max-width:900px){.util-r a:nth-child(1),.util-r a:nth-child(2){display:none}.util-r a{white-space:nowrap}}
@media (max-width:560px){.hero-art .plan{max-width:200px}.hero-home{padding-block:1.5rem 2rem}}

/* ---- blue skin ---- */
.btn{border-radius:999px;font-weight:700}
.mark{border:0;border-radius:50%;background:var(--deep);color:#ffffff;box-shadow:0 0 0 3px #d6e6f7}
.bname{font-weight:700}
.util{background:var(--deep-2)}
.hero{background:radial-gradient(circle at 85% 15%,#24427a 0,transparent 55%),var(--deep);color:var(--on-deep);border-bottom:0;padding-block:3rem 3.2rem}
.hero h1{color:#ffffff}
.hero .lede,.hero .byline{color:var(--on-deep-2)}
.hero .eyebrow{color:#9fc8f0}
.hero .crumbs,.hero .crumbs a{color:var(--on-deep-2)}
.hero .btn{background:#ffffff;color:var(--deep);border-color:#ffffff}
.hero .btn:hover{background:#d6e6f7;border-color:#d6e6f7}
.hero .btn-line{background:transparent;color:#ffffff;border-color:#ffffff}
.hero .btn-line:hover{background:rgba(255,255,255,.1);color:#ffffff}
.eyebrow{color:var(--brass)}
.prose .sec>h2::after{content:"";display:block;width:2.6rem;height:4px;border-radius:2px;background:var(--pop);margin-top:.7rem}
.cards{gap:1rem;background:transparent;border:0}
.card{border-radius:14px;border:1px solid var(--rule);border-top:5px solid var(--green-2);box-shadow:0 8px 24px rgba(15,35,71,.06)}
.cards .card:nth-child(3n+2){border-top-color:var(--deep)}.cards .card:nth-child(3n){border-top-color:var(--pop)}
a.card:hover{background:var(--deep);color:#ffffff;border-color:var(--deep)}
a.card:hover p{color:var(--on-deep-2)}a.card:hover h3{color:#ffffff}a.card:hover .more{color:#9fc8f0}
.callout{border-radius:14px;background:var(--tint);border:0}
.risk{border-top:3px solid var(--deep)}
.pairs>div{border-top:3px solid var(--deep)}
.faq summary::after{content:"+";width:1.8rem;height:1.8rem;border-radius:50%;background:var(--deep);color:#ffffff;display:grid;place-items:center;font:700 1.1rem var(--f-body);top:.8rem}
.side-box{border-radius:12px}
.side-cta{background:var(--deep);border-color:var(--deep);color:var(--on-deep)}
.side-cta .eyebrow{color:#9fc8f0}.side-cta a{color:#ffffff}
.side-cta .btn{background:#ffffff;color:var(--deep)}
.cta-box{border-radius:14px}
.contact-panel{gap:1rem;background:transparent;border:0!important}
.cp{border-radius:14px;border:1px solid var(--rule)}
.chip.on{background:var(--deep);border-color:var(--deep)}
.chat-btn{background:var(--green-2)}
.strip{background:radial-gradient(circle at 15% 80%,#24427a 0,transparent 55%),var(--deep)}
.foot{background:var(--deep-2);color:var(--on-deep-2);border-top:0}
.foot .fname,.foot h4 a{color:#ffffff}
.foot h4{color:#9fc8f0}
.foot a,.foot ul a{color:#e4e9f5}
.foot-base{border-top-color:#23305a;color:var(--on-deep-2)}
.ph-box{border-radius:14px;background:linear-gradient(160deg,#0f2347,#5279ad);border:0}
/* home overrides against inner-page rules */
.home h1,.home h2,.home h3{color:inherit}
.home .head h2,.home .panel h3,.home .art-card h3,.home .clock b{color:var(--navy)}
.home ol.steps li{display:block;border-bottom:0;padding:1.2rem 1.3rem 1.2rem 4.6rem;grid-template-columns:none}
.home .clock::before,.home .clock li::before{display:none}
.home .clock li{padding:1.4rem}
.home .clock .t{height:auto}
.home .faq details:first-child{border-top:0}
.home .faq summary{padding-right:3rem}
.home .lede,.home .slide p{color:inherit}
.bname small{display:block;font:500 .66rem/1.3 var(--f-mono);letter-spacing:.12em;text-transform:uppercase;color:var(--muted);margin-top:.15rem}
@media (max-width:560px){.bname{font-size:1rem}}
.nav a{padding:.5rem .5rem;font-size:.9rem}
@media (max-width:1180px){.nav{position:absolute;top:100%;left:0;right:0;bottom:auto;max-height:calc(100vh - 6.8rem);border-top:1px solid var(--rule);box-shadow:0 16px 30px rgba(15,35,71,.15)}}
@media (min-width:1181px) and (max-width:1340px){.nav a{padding:.5rem .4rem;font-size:.86rem}.bname{font-size:1rem}}
.nav .m-only{display:none}
@media (max-width:1180px){.nav .m-only{display:list-item}}
/* photos */
.hero-grid{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(0,.85fr);gap:2.5rem;align-items:center}
.hero-txt{min-width:0}
.hero-fig{min-width:0}
.hero-pic{display:block;width:100%;max-width:100%;aspect-ratio:3/2;height:auto;object-fit:cover;border-radius:16px;background-size:cover;background-position:center;box-shadow:0 18px 40px rgba(0,0,0,.35);border:4px solid rgba(255,255,255,.12)}
@media (max-width:860px){.hero-grid{grid-template-columns:1fr;gap:1.5rem}.hero-fig{order:-1}.hero-pic{aspect-ratio:16/9}}
.home .art-card .top-band.pic{height:11rem;background:var(--navy)}
.home .card-pic{display:block;width:100%;height:100%;object-fit:cover;background-size:cover;background-position:center}

.fred-pic{display:block;width:100%;aspect-ratio:4/5;height:auto;object-fit:cover;object-position:center 30%;background-size:cover;background-position:center 30%;border-radius:14px}
.photo.has-img{background:none}.photo.has-img::before{display:none}
.person .photo.has-img .fred-pic{aspect-ratio:1;object-position:center 22%;background-position:center 22%}
.ph .fred-pic{max-width:26rem}

/* google review band */
.gband{background:linear-gradient(135deg,#0f2347,#3b5e8c);color:#fff;padding:2.6rem 0}
.gband .wrap{display:grid;grid-template-columns:minmax(0,18rem) minmax(0,1fr);gap:2rem;align-items:center}
.gb-g{font:600 .8rem var(--f-mono,monospace);letter-spacing:.12em;text-transform:uppercase;color:#bcd3f0;margin:0 0 .4rem}
.gb-score{display:flex;align-items:center;gap:.7rem;margin:0}
.gb-score b{font:400 3.2rem/1 var(--f-serif,serif);color:#fff}
.gb-stars,.gb-st{color:#f5b700;letter-spacing:.12em;font-size:1.35rem}
.gb-n{color:#dfe8f6;margin:.6rem 0 1.1rem;font-size:.95rem}
.gb-cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1rem}
.gb-card{margin:0;background:#fff;color:#0f2347;border-radius:14px;padding:1.1rem 1.2rem;box-shadow:0 10px 30px rgba(0,0,0,.18)}
.gb-card .gb-st{font-size:1rem;margin:0 0 .4rem}
.gb-card blockquote{margin:0 0 .7rem;font-size:.93rem;line-height:1.5}
.gb-card figcaption{font-size:.8rem;color:#3b5e8c;font-weight:600}
@media (max-width:860px){.gband .wrap{grid-template-columns:1fr}.gb-cards{grid-template-columns:none;grid-auto-flow:column;grid-auto-columns:80%;overflow-x:auto;scroll-snap-type:x mandatory}.gb-card{scroll-snap-align:start}}
/* articles grid with photos */
.alist{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1.2rem;border-top:0}
.alist li[hidden]{display:none}
.alist a{display:flex;flex-direction:column;gap:.35rem;padding:0 0 1.1rem;border:1px solid var(--rule);border-radius:14px;overflow:hidden;background:var(--white,#fff);height:100%;transition:transform .15s,box-shadow .15s}
.alist a:hover{transform:translateY(-3px);box-shadow:0 12px 28px rgba(15,35,71,.14)}
.alist .athumb{display:block;width:100%;aspect-ratio:16/10;height:auto;object-fit:cover;background-size:cover;background-position:center;margin-bottom:.5rem}
.alist .cat,.alist .at,.alist .ad{padding:0 1.1rem}
.alist .cat{grid-row:auto;padding-top:0}
@media (max-width:960px){.alist{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:600px){.alist{grid-template-columns:1fr}.alist a{display:flex}}
.ticks{list-style:none;padding:0;margin:.4rem 0 1.2rem;display:grid;gap:.45rem}
.ticks li{position:relative;padding-left:1.7rem}
.ticks li::before{content:"";position:absolute;left:0;top:.42em;width:.95rem;height:.95rem;border-radius:50%;background:#3d9be0;box-shadow:inset 0 0 0 3px #eef3fa}
.person h3{font:600 1.08rem var(--f-serif,serif);color:#0f2347;margin:1.6rem 0 .5rem}
.sec.person{align-items:start}

/* moving review strip */
.gb-cards{display:block!important;overflow:hidden;-webkit-mask-image:linear-gradient(90deg,transparent,#000 6%,#000 94%,transparent);mask-image:linear-gradient(90deg,transparent,#000 6%,#000 94%,transparent)}
.gb-track{display:flex;gap:1rem;width:max-content;animation:gbscroll 80s linear infinite}
.gb-cards:hover .gb-track,.gb-cards:focus-within .gb-track{animation-play-state:paused}
.gb-track .gb-card{width:19rem;flex:none}
@keyframes gbscroll{from{transform:translateX(0)}to{transform:translateX(calc(-50% - .5rem))}}
@media (max-width:860px){.gb-track .gb-card{width:15rem}.gb-track{animation-duration:36s}}
@media (prefers-reduced-motion:reduce){.gb-track{animation:none}.gb-cards{overflow-x:auto}}

.gb-widget{background:#fff;border-radius:14px;padding:.4rem;min-height:12rem;overflow:hidden}
.gb-widget iframe{display:block;border:0;min-height:12rem}
.gb-prev{padding:1.6rem;color:#0f2347}.gb-prev p{margin:0 0 1rem}
.waiver{margin:2.5rem auto 1rem;max-width:72rem;border:1px solid #c9d6ea;border-left:5px solid #0f2347;background:#eef3fa;border-radius:12px;padding:1.2rem 1.4rem;color:#0f2347;font-size:.92rem;line-height:1.55}.waiver .w-h{font-weight:700;margin:0 0 .4rem;font-size:1rem}.waiver p{margin:0}.waiver a{color:#0f2347;font-weight:600}

.brand-logo{display:block;height:54px;width:121px;max-width:none;background-size:contain;background-repeat:no-repeat;background-position:left center;object-fit:contain}
.foot-logo{display:block;height:64px;width:143px;background-size:contain;background-repeat:no-repeat;object-fit:contain;margin:0 0 1rem}
@media (max-width:640px){.brand-logo{height:44px;width:98px}}
.estates-cta{max-width:72rem;margin:2.5rem auto 0;background:linear-gradient(135deg,#0f2347,#3b5e8c);color:#fff;border-radius:16px;padding:1.8rem 2rem;display:flex;gap:1.5rem;align-items:center;justify-content:space-between;flex-wrap:wrap}.estates-cta h2{color:#fff;margin:.2rem 0 .5rem}.estates-cta p{color:#dfe8f6;margin:0;max-width:40rem}.estates-cta .eyebrow{color:#bcd3f0}.estates-cta .btn{background:#fff;color:#0f2347}

.home{
  --navy:#0f2347; --navy-2:#0a1834; --gold:#d6e6f7; --gold-2:#b9d4f0;
  --teal:#3b5e8c; --plum:#24497d; --sky:#eef3fa; --sand:#f5f8fc; --pop:#3d9be0;
  --ink:#16203a; --muted:#56607a; --white:#ffffff; --line:#dfe4ef;
  --f-display:"Libre Caslon Display","Libre Caslon Text",Georgia,serif;
  --f-serif:"Libre Caslon Text",Georgia,serif;
  --f-body:"Public Sans",system-ui,-apple-system,"Segoe UI",Arial,sans-serif;
  --f-mono:"IBM Plex Mono",ui-monospace,Menlo,monospace;
  
;color:var(--ink);background:#ffffff}.home h1,.home h2,.home h3{font-weight:400;text-wrap:balance;margin:0}.home .eb{font:500 .75rem var(--f-mono);letter-spacing:.12em;text-transform:uppercase}.home .btn{display:inline-flex;align-items:center;gap:.5rem;min-height:3rem;padding:.7rem 1.35rem;border-radius:999px;font:700 .98rem var(--f-body);text-decoration:none;border:2px solid transparent;cursor:pointer;transition:transform .15s,background .15s,color .15s}.home .btn:hover{transform:translateY(-2px)}.home .btn-gold{background:#ffffff;color:var(--navy)}.home .btn-gold:hover{background:var(--gold)}.home .btn-navy{background:var(--navy);color:var(--white)}.home .btn-ghost{border-color:currentColor;background:transparent}.home .slider{position:relative;overflow:hidden;color:var(--white)}.home .slide{display:none;position:relative;min-height:34rem}.home .slide.on{display:block;animation:fade .7s ease}@keyframes fade{from{opacity:.35}to{opacity:1}}.home .s1{background:radial-gradient(circle at 80% 20%,#24427a 0,transparent 55%),var(--navy)}.home .s2{background:radial-gradient(circle at 15% 85%,#ffffff 0,transparent 55%),var(--gold);color:var(--navy)}.home .s3{background:radial-gradient(circle at 85% 80%,#5279ad 0,transparent 55%),var(--teal)}.home .s4{background:radial-gradient(circle at 20% 15%,#2f5a96 0,transparent 55%),#1b3a68}.home .s5{background:radial-gradient(circle at 75% 25%,#2a4f86 0,transparent 55%),#0a1834}.home .slide .wrap{position:relative;z-index:2;display:grid;grid-template-columns:minmax(0,1.15fr) minmax(0,.85fr);gap:2.5rem;align-items:center;padding-block:4rem 9rem}.home .slide h1,.home .slide h2.big{font:400 clamp(2.5rem,6vw,4.6rem)/1.02 var(--f-display);margin:.7rem 0 1.1rem}.home .slide p.lede{font-size:1.2rem;max-width:34rem;margin:0 0 1.6rem;opacity:.92}.home .slide .eb{color:#9fc8f0}.home .s2 .eb{color:var(--navy)}.home .acts{display:flex;flex-wrap:wrap;gap:.8rem}.home .street{position:absolute;left:0;right:0;bottom:0;height:11rem;z-index:1;pointer-events:none}.home .street svg{width:100%;height:100%;display:block}.home .s1 .street path{fill:#18315e}.home .s2 .street path{fill:#bcd3ee}.home .s3 .street path{fill:#33527d}.home .s4 .street path{fill:#152f57}.home .s5 .street path{fill:#0c1d3d}.home .art{justify-self:center;width:100%;max-width:23rem}.home .art svg{width:100%;height:auto;display:block}.home .dots{position:absolute;z-index:3;bottom:1.4rem;left:0;right:0;display:flex;justify-content:center;gap:.6rem}.home .dots button{width:2.6rem;height:.35rem;border-radius:999px;border:0;background:rgba(255,255,255,.45);cursor:pointer;padding:0}.home .dots button.on{background:#ffffff}.home .s2-on .dots button{background:rgba(19,34,74,.3)}.home .s2-on .dots button.on{background:var(--navy)}.home .arrow{position:absolute;z-index:3;top:50%;transform:translateY(-50%);width:3rem;height:3rem;border-radius:50%;border:2px solid rgba(255,255,255,.6);background:rgba(0,0,0,.12);color:var(--white);font-size:1.3rem;cursor:pointer}.home .arrow.prev{left:max(12px,env(safe-area-inset-left,0px))}.home .arrow.next{right:max(12px,env(safe-area-inset-right,0px))}.home .s2-on .arrow{border-color:rgba(19,34,74,.5);color:var(--navy)}@media (max-width:860px){.home .slide .wrap{grid-template-columns:1fr;padding-block:2.6rem 8rem}.home .art{max-width:13rem;justify-self:start}.home .arrow{display:none}.home .slide{min-height:0}}.home .stats{background:var(--white);position:relative;z-index:4}.home .stats .wrap{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:0;transform:translateY(-2.2rem)}.home .stat{background:var(--white);padding:1.5rem 1.4rem;box-shadow:0 14px 40px rgba(15,35,71,.14);border-top:5px solid var(--navy)}.home .stat:nth-child(2){border-color:var(--teal)}.home .stat:nth-child(3){border-color:#6f8fb8}.home .stat:nth-child(4){border-color:var(--pop)}.home .stat b{display:block;font:400 2.6rem/1 var(--f-display);color:var(--navy)}.home .stat span{font-size:.92rem;color:var(--muted)}.home .stars{color:var(--pop);letter-spacing:.12em;font-size:1rem}@media (max-width:860px){.home .stats .wrap{grid-template-columns:repeat(2,minmax(0,1fr));gap:.8rem}}.home section.blk{padding-block:4.5rem}.home .head{display:flex;justify-content:space-between;align-items:end;gap:1.5rem;flex-wrap:wrap;margin-bottom:2rem}.home .head h2{font:400 clamp(2rem,4vw,3rem)/1.08 var(--f-display);color:var(--navy);margin-top:.4rem}.home .head .eb{color:var(--pop)}.home .head h2::after{content:"";display:block;width:3rem;height:4px;border-radius:2px;background:var(--pop);margin-top:.9rem}.home .head p{max-width:30rem;color:var(--muted);margin:0}.home .tiles{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1.1rem}.home .tile{position:relative;display:flex;flex-direction:column;gap:.5rem;padding:1.8rem 1.6rem 1.6rem;border-radius:14px;text-decoration:none;color:var(--navy);background:var(--white);border:1px solid #dbe3ef;border-top:5px solid var(--teal);min-height:15rem;overflow:hidden;transition:transform .2s,box-shadow .2s,background .2s,color .2s}.home .tile:hover{background:var(--navy);color:var(--white)}.home .tile:hover .go{color:#9fc8f0}.home .tile:hover svg{stroke:#9fc8f0}.home .tile:hover{transform:translateY(-4px);box-shadow:0 18px 36px rgba(19,34,74,.25)}.home .tile svg{width:3rem;height:3rem;flex:none}.home .tile h3{font:400 1.6rem/1.15 var(--f-serif);margin-top:.4rem}.home .tile p{margin:0;font-size:.95rem;opacity:.85;flex:1}.home .tile .go{font:500 .78rem var(--f-mono);letter-spacing:.1em;text-transform:uppercase;color:var(--teal)}.home .tile::after{content:"";position:absolute;right:-3rem;bottom:-3rem;width:9rem;height:9rem;border-radius:50%;background:rgba(61,155,224,.07)}.home .t1,.home .t4{border-top-color:var(--navy)}.home .t2,.home .t5{border-top-color:var(--teal)}.home .t3,.home .t6{border-top-color:var(--pop)}.home .tile svg{stroke:var(--teal)}@media (max-width:900px){.home .tiles{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (max-width:560px){.home .tiles{grid-template-columns:1fr}.home .tile{min-height:0}}.home .feature{background:var(--teal);color:var(--white);position:relative;overflow:hidden}.home .feature .eb{color:#cfe1f5}.home .feature .btn-navy{background:#ffffff;color:var(--navy)}.home .feature .wrap{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.1fr);gap:3rem;align-items:center;padding-block:4.5rem}.home .feature h2{font:400 clamp(2rem,4.4vw,3.3rem)/1.05 var(--f-display);margin:.5rem 0 1rem}.home .feature p{font-size:1.12rem;margin:0 0 1.5rem}.home .steps{list-style:none;margin:0;padding:0;display:grid;gap:1rem;counter-reset:s}.home .steps li{counter-increment:s;color:var(--ink);background:var(--white);border-radius:14px;padding:1.2rem 1.3rem 1.2rem 4.6rem;position:relative;box-shadow:0 10px 26px rgba(19,34,74,.12)}.home .steps li::before{content:counter(s);position:absolute;left:1.2rem;top:50%;transform:translateY(-50%);width:2.4rem;height:2.4rem;border-radius:50%;background:var(--navy);color:#ffffff;display:grid;place-items:center;font:400 1.2rem var(--f-display)}.home .steps b{display:block;font:700 1.05rem var(--f-body)}.home .steps span{color:var(--muted);font-size:.95rem}@media (max-width:860px){.home .feature .wrap{grid-template-columns:1fr}}.home .tabs-blk{background:var(--sky)}.home .tablist{display:flex;flex-wrap:wrap;gap:.5rem;margin-bottom:1.6rem}.home .tablist button{font:700 .95rem var(--f-body);padding:.7rem 1.2rem;border-radius:999px;border:2px solid var(--navy);background:transparent;color:var(--navy);cursor:pointer}.home .tablist button[aria-selected="true"]{background:var(--navy);color:var(--white)}.home .panel{display:grid;grid-template-columns:18rem minmax(0,1fr);gap:2.5rem;align-items:start;background:var(--white);border-radius:18px;padding:2rem;box-shadow:0 14px 40px rgba(19,34,74,.1)}.home .panel h3{font:400 1.9rem/1.15 var(--f-serif);color:var(--navy);margin-bottom:.8rem}.home .panel p{margin:0 0 .7rem;max-width:42rem}.home .photo{aspect-ratio:4/5;max-width:100%;border-radius:14px;background:linear-gradient(160deg,var(--navy),#5279ad);position:relative;overflow:hidden;display:flex;align-items:flex-end}.home .photo::before{content:"";position:absolute;inset:0;background:repeating-linear-gradient(135deg,rgba(255,255,255,.07) 0 14px,transparent 14px 28px)}.home .photo span{position:relative;font:500 .72rem var(--f-mono);color:#e4e9f5;padding:1rem;letter-spacing:.04em}.home .people{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1rem}.home .person{background:var(--sky);border-radius:12px;padding:1rem}.home .person b{display:block;font:700 1.05rem var(--f-serif);color:var(--navy)}.home .person 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